These Terms of Use ("Terms") govern your access to and use of this website (the "Site"), the professional website of Michael Cornachio, Branch Manager with All Western Mortgage Inc. ("AWM"), Individual NMLS #287174. By accessing or using this Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Informational Purposes Only
The content on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Nothing on this Site is an offer or commitment to lend, extend credit, or provide any particular rate, term, or program. Loan approval is subject to underwriting, credit approval, income and asset verification, and property appraisal.
2. No Guarantee of Rates or Availability
Interest rates, loan programs, and terms referenced on this Site are subject to change without notice and may not be available at the time of your application. Not all applicants will qualify. Program availability may vary by state and by borrower eligibility.
3. Licensing
Michael Cornachio is a licensed mortgage loan originator (Individual NMLS #287174) with All Western Mortgage Inc. (Corporate NMLS #14210), an Equal Housing Lender. You may verify licensing at NMLS Consumer Access at www.nmlsconsumeraccess.org. Services are offered only in states where Michael Cornachio and AWM are licensed. State-specific licensing disclosures apply and are available upon request.
4. Intellectual Property
The design, text, graphics, and other content of this Site are the property of Michael Cornachio and/or All Western Mortgage Inc. and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without prior written permission. All trademarks, logos, and brand names (including those of third parties) are the property of their respective owners.
5. Acceptable Use
You agree to use this Site only for lawful purposes and not to: (a) use it in any way that violates applicable law or regulation; (b) attempt to gain unauthorized access to the Site or its systems; or (c) interfere with the proper functioning of the Site.
6. Third-Party Links
This Site may contain links to third-party websites, including AWM corporate resources and NMLS Consumer Access. Those sites are governed by their own terms and policies. We do not control and are not responsible for the content or practices of third-party websites.
7. Disclaimer of Warranties
This Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including any warranties of accuracy, merchantability, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
8. Limitation of Liability
To the fullest extent permitted by law, Michael Cornachio and All Western Mortgage Inc. shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of, or inability to use, this Site.
9. Governing Law
These Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-laws principles.
10. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
11. Contact Us
Michael Cornachio, Branch Manager · NMLS #287174
All Western Mortgage Inc. · Corporate NMLS #14210
8345 W. Sunset Road, Suite 380, Las Vegas, NV 89113
Phone: 702-622-4979 · Email: mcornachio@allwestern.com